Boat Insurance
Insurance solutions for water craft
Boating is a way of life in South Florida—but the risks are real. From crowded waterways and unpredictable storms to theft and liability exposure, having the right boat insurance isn’t optional. We help South Florida boat owners secure customized marine insurance coverage that protects their vessel, passengers, and financial future.
Whether you cruise the Intracoastal, fish offshore, or dock at a local marina, we work with top-rated marine insurance carriers to find coverage that fits how and where you boat.
What Does It Cover
Boat insurance can be tailored to your vessel and usage, with coverage options including:
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Liability Coverage – Protects you if you cause injury or property damage while operating your boat
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Physical Damage (Hull & Machinery) – Covers damage to your boat from collisions, storms, fire, or vandalism
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Medical Payments – Helps cover medical expenses for passengers injured onboard
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Uninsured / Underinsured Boater – Protection if another boater causes damage and lacks proper insurance
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Theft & Vandalism – Important coverage in high-traffic marinas and coastal areas
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Hurricane & Named Storm Coverage – Critical protection for South Florida boat owners
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Towing & Assistance – On-water towing, fuel delivery, and emergency services